Payroll 110 Badge #07 - Garnishments and Wage Assignments-Payroll 110 Badge #7

Video Transcription

Video Summary

This WASBO Payroll 110 Badge #7 covers garnishments and wage assignments for Washington school districts. It explains key laws and resources, including the federal Consumer Credit Protection Act (Title III), Washington’s Revised Code, and OFM Accounting Manual 25.60. Payroll staff must process involuntary deductions correctly and retain garnishment records for six years after the order is satisfied, storing documents securely.<br /><br />The training defines wage assignments as legal procedures requiring employers to withhold wages for debts, and distinguishes voluntary wage assignments (written, employee can start/stop) from involuntary wage attachments, creditor garnishments, and IRS levies. It clarifies gross pay, net pay, disposable pay (gross minus legally required deductions), and special “take-home pay” rules for federal tax levies where deductions are generally frozen.<br /><br />Major order types include: child support (start next payroll; respond within 20 days; WA max 50% of disposable pay; remit within seven working days; optional employer fee $10 then $1), creditor writs (valid 60 days; answer within 20 days; generally limited to 20% of disposable pay subject to exemptions; handled sequentially if multiple), bankruptcy Chapter 13 (no withholding limit; stop most deductions except child support), IRS levies (use IRS instructions/publication; continuous until release), and defaulted student loans (administrative order for federal loans; writ for private loans). The course emphasizes deadlines, priority (child support, then bankruptcy, then creditors), correct remittance, and final assessment/discussion requirements.

Keywords

WASBO Payroll 110 Badge #7

Washington school district payroll

garnishments and wage assignments

Consumer Credit Protection Act Title III

RCW wage garnishment laws

OFM Accounting Manual 25.60

child support withholding Washington

IRS tax levy take-home pay rules

bankruptcy Chapter 13 payroll deductions